Rates

Rate Information

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 5/18/2015
Rate Description Term Payment Description APR APR Type
SIGNATURE $5,000 MAXIMUM 36 MONTHS $32.75 per $1000 borrowed 11.00% Fixed
SIGNATURE $5,000 MAXIMUM 48 MONTHS $26.35 per $1000 borrowed 12.00% Fixed
COMAKER UP TO $7,500 60 MONTHS $22.77 per $1000 borrowed 13.00% Fixed
COMAKER UP TO $15,000 84 MONTHS $22.77 per $1000 borrowed 13.00% Fixed
NEW VEHICLE UP TO $40,000 84 MONTHS $15.19 per $1000 borrowed 3.00% Fixed
NEW CAR LOAN $40,000 TO $100,000 120 MONTHS $10.12 per $1000 BORROWED 4.00% Fixed
USED VEHICLE UP TO 72 MONTHS according to year $15.64 per $1000 borrowed 4.00% Fixed
SHARE SECURED 60 MONTHS $19.11 per $1000 borrowed 5.50% Fixed
SPECIALS UP TO $3,000 12 MONTHS $87.94 per $1000 borrowed 10.00% Fixed
DEBIT 12 Month Overdraft Loan $90.28 per $1000 borrowed 15.00% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 5/18/2015
Rate Description Term Dividend Rates APY
$1000 MINIMUM 12 MONTHS 0.25% 0.25%

NOTE: Penalty required for early withdrawal.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rates as of 5/18/2015
Rate Description Term Dividend Rates APY
SAVINGS QUARTERLY 0.04% 0.04%
CHRISTMAS CLUB QUARTERLY 0.04% 0.04%
VACATION CLUB QUARTERLY 0.04% 0.04%

IRAs

Rates as of 5/18/2015
Rate Description Term Dividend Rates APY
TRADITIONAL IRA QUARTERLY 0.40% 0.40%
ROTH IRA QUARTERLY 0.40% 0.40%
CONDUIT IRA QUARTERLY 0.40% 0.40%
EDUCATIONAL IRA QUARTERLY 0.40% 0.40%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 5/18/2015
Rate Description Term Dividend Rates APY
DRAFT/CHECKING 0.00% 0.00%